101 Willey St
Willard, MO 65781

Fax: 417-742-0188

Auto Insurance

Auto Insurance Information

Coverage for Drivers Across Missouri

Advisor Insurance Agency is an independent agency dedicated to finding the best car insurance plan for your budget. We compare coverages and quotes between multiple top insurers to make sure you get the right coverage for the right price.

What Does Auto Insurance Cover?

A full coverage auto insurance policy may include:

  • Comprehensive Coverage: This provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, smoke, theft, vandalism and other incidents not including collision.
  • Collision Coverage: This provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
  • Liability: This covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
  • Medical Payments Coverage: This provides compensation for medical bills you and your passengers may face after an accident, no matter who caused the accident.
  • Uninsured/Underinsured Motorist: This insurance covers damages and injuries that occur in an accident involving another driver who is not carrying insurance.
  • Roadside Assistance: This provides compensation for trip interruptions such as running out of gas, blown tires and needing to be towed.

Auto Insurance Requirements in Missouri

In Missouri, all drivers must carry at least:

  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $10,000 in property damage liability

Liability is not the insurance you need, however. This type of insurance will only cover other people’s expenses as well as lawsuits you may face in case of an accident. Speak with an agent from Advisor Insurance Agency to find out how much insurance your vehicle needs.

Protect Your Vehicle Now

Connect with an insurance agent at Advisor Insurance Agency to find a car insurance policy tailored for you. Call (417) 742-6826 or fill out an online quote form to get started today.

Common Auto Insurance Questions

How Does Auto Insurance Work?

When you purchase an auto insurance policy, you can pay monthly premiums in return for coverage. If an accident occurs while the policy is active, you can file a claim to receive compensation for covered damages and injuries.

What Auto Insurance is Required by Law?

Most states require a certain amount of bodily injury liability and property damage liability. Some states also require uninsured/underinsured motorist coverage.

Why is Auto Insurance Important?

Auto insurance is crucial for protecting yourself and your passengers in case of an accident. A reliable auto insurance policy can protect you from heavy expenses such as lawsuits and medical bills after an accident.

What are the Types of Auto Insurance?

There are several types of auto insurance, including comprehensive coverage, collision coverage and more. A full coverage auto insurance policy has the most coverage for your vehicle.