Experienced Insurance Professional
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(417) 742-6826
Personal
Advisor Insurance Agency has the expertise and the products to serve you.
Advisor Insurance Agency has been helping professionals such as doctors, attorneys, and CPA’s in the office and at home since 2006. We have developed unique risk management surveys in order to thoroughly assess your insurance needs.
Strategically, we have chosen the best companies available to offer personal, business and professional insurance coverage. If you would like to learn more about Advisor Insurance Agency or receive a free, no obligation evaluation of your current insurance and risk management program, contact Kirk Reisner at 417-742-6826, or Kirk@insurancenerd.net
We recognize that life can be stressful when facing property damage and loss. We strive to ease the burden. When things go wrong, it can be hard to remember what items were in your home or office. We make it easy to assess what is lost or damaged. We offer our clients photo archiving of personal property and belongings at home and at the office to ensure all items that are insured can be replaced if need be.
Automobile Insurance
Automobile insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Auto insurance provides property, liability and medical coverage:
- Property coverage pays for damage to or theft of your car.
- Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
- Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Homeowners Insurance
Homeowners insurance provides coverage for damage or destruction of a home from disasters. Standard insurance policies exclude certain types of disasters, such as flood and earthquake that require additional coverage. Maintenance-related problems are also the homeowners' responsibility. People who rent their home should purchase a tenants policy to cover personal belongings.
- Coverage A covers the home itself
- Coverage B covers other structures
- Coverage C covers personal property
- Coverage D covers extra expenses
- Coverage E covers medical expenses to others.
Boat Insurance
Boat Insurance covers the liability for injury or damage caused with the boat and for damage to the boat as the result of an accident. Advisor Insurance can cover 95% of most boats on the water today including, fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and those over $250,000 in value.
Specialized Coverage
- A homeowner’s endorsement won’t cover you like a Boat policy.
- Total Loss Replacement – replaces insured’s boat with a brand new one of similar make and quality
- Replacement Cost Fishing Equipment – up to $10,000 for tackle, rods, and reels
- Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc
- Emergency Towing and Labor – provides on-water towing service
- Wreckage Removal Coverage
- Medical Payments - includes coverage for water-skiers
Motorcycle Insurance
Advisor Insurance offers coverage for most motorcycles, including cruisers, sport bikes, touring bikes, dirt bikes, mopeds, scooters, ATVs – even custom motorcycles and motorcycles more than 25 years old.
Specialized Coverage
- Accessory coverage
- Transport Trailer coverage
- Roadside Assistance
- Comprehensive and Collision coverage
- Bodily Injury/Property Damage Liability
- Uninsured/Underinsured Motorist coverage
- Medical Payments
- Trip Interruption
- Total Loss coverage
- Rental Vehicle coverage
- On-road coverage for off-road vehicles
Recreational Vehicle Insurance
Advisor Insurance offers RV Insurance to accommodate recreational vehicles from pop-ups to coaches.
Specialized Coverage
- Total Loss Replacement – replaces a “totaled” RV with a new model of similar make and quality
- Full Timer’s Package – extra coverage for customers who use an RV as their home
- Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc.
- 24-Hour Roadside Assistance – provides assistance for disabled vehicles – and we’ll be sure to send a tow truck that can handle your RV
- Windshield Coverage – new $0 deductible option for replacing a damaged windshield
- Free Pet Injury Coverage – pays up to $1,00 toward veterinary fees or the pet’s replacement
- Emergency Vacation Expense – provides up to $2,000 for lodging and transportation if an RV is damaged during a trip