Advisor Insurance Agency

There are only two reasons to purchase Life Insurance.  1. YOU LOVE SOMEBODY or 2. YOU OWE SOMEBODY.  At Advisor insurance agency we will assist you in determining the amount of insurance you need, the type you need & the amount of time you need the coverage.  No two life policies have the same reason for purchase or protection.  That is why you need the individualised service to help guide your purchasing experience.  Some questions to consider about your life insurance program to assist in your purchase are:

1.  What is the purpose of purchasing insursurance or the purpose of your current policies?

2.  Why buy a particular type of insurance or why do you own the type of insurance you own?

3.  Why should I buy a certain amount of insurance or why do you currently own that amount of insurance?

4.  How much money do I want to leave my family income tax free when I die?

Before we can decide how much coverage you need, you need to see what coverage will provide you.  To demonstrate a policy of $250,000 will provide your family with an income of $1250 per month for life at 6% interest.  $500,000 will provide $2500 at 6% interst and $1,000,000 will provide $5000 at 6% interest.  This information is just to get you thinking but what is your income and what do you want your family to recieve?

We offer policies from companies such as AIG, ING and Prudential and many more.

  We offer the following types of coverage:

• Term
• Whole
• Univerical
• Indexed Universal
• Annuities
• Indexed Annuities
• Mortgage and Credit Life
• Long Term Care
• Disability