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Does your company have Hired and Non-Owned auto coverage?

This may be your single largest exposure!  Virtually all client contracts require proof of Hired and Non-Owned coverage.

An Employer can be held liable for the  actions of its employees and volunteers while they are driving on employer's business.


Employer's business is everything from making sales calls to running to the post office.  It happens all the time and the cost is minimal to protect yourself. 

If their is a topic you would like more information e-mail us and we will work to get the information you need in your hands.

 
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ADVISOR vs. AGENT

Does your Insurance Agent look at your premium or your problem?  Have you seen your agent in the last 2 years? 

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